When you get into a car accident, there are critical steps you have to follow to ensure the safety of everyone involved. These steps will help you keep up with the law and also have you covered in case you have to claim insurance. When an accident happens, you need not to panic as these are common inconveniences that happen in life. In the unfortunate event that it happens, here are the steps you need to follow.
Secure the area
The first thing you need to do is to secure the area. Evaluate if you or any other person involved needs medical assistance. If anyone is injured, you have to call 911 immediately. If you can administer first aid, do it to make the other person comfortable as better help comes by. Ensure that the surrounding area is safe to reduce chances of other accidents happening as well.
The next step you have to follow is to collect information or exchange details with the other driver involved in the accident. The details you should exchange include full name, residential address, mobile number, driver’s license, and registration number as well as insurance details.
Call your insurer
If possible, you need to call your insurance company to come to the ground. If there is no major accident involved and the other driver has cooperated, you may consider calling a towing company to get your car to a repair shop where you can get vital services.
Sometimes you might encounter a very difficult driver to deal with. You might find yourself involved in an accident with uninsured driver. If you meet such drivers, you need to get their contact information and driver’s license. Your insurance company should help you recoup some of the costs involved with the repair.